Meet the professionals who can help you pursue your goals
We help individuals and families get closer to their ideal retirements.
Scott Harrison
Managing Partner
A 33-year veteran of the financial services industry, Scott Harrison uses his unique perspective to mentor financial advisors nationwide and help them offer truly comprehensive retirement planning.
Scott is a financial professional who has obtained the series 7, 6, 65, 63, 26, 24 securities licenses. An interest in numbers and passion for improving efficiency led him to the financial services industry in 1991. In 2013, he founded Cascade Brokers, a collective of advisors who help individuals throughout the U.S. work toward the retirements they’ve always envisioned. Recognizing that education is a key component to retirement planning for both clients and their advisors, Scott provides ongoing support by helping develop course content and assisting with advanced planning.
Scott and his wife, Vlada, have a daughter, Tesa — and a family Shih Tzu named Baron. Away from work, Scott enjoys hiking, dining out and spending quality time with family.
Tony Ruggieri
Partner
Tony believes that everything begins with a conversation. Conversation and communication are the keys to unlocking any healthy relationship, and the relationship between clients and advisors is no different.
Tony brings more than two decades of financial services experience to his role, he sees support as a major part of his job and believes that anyone can find happiness with the right methods and relationships.
Tony holds the Series 65 securities license as well as life and health insurance licenses. He is also a certified financial educator and an investment advisor representative. Tony is based in Arizona and works with clients throughout the United States.
Originally born in California, Tony grew up in Texas and now lives in Scottsdale, Arizona. He attended San Diego State University for college and received a bachelor’s in psychology and biology and a master’s in education, stemming from his love for learning.
In his free time, Tony enjoys camping, hiking, boating and driving his Jeep. His time in Texas and Arizona have turned him into an avid outdoorsman, always finding new places to experience Mother Nature.
Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (“SEC”). Registration with the SEC does not imply a certain level of skill or training. Investment products are not FDIC insured, offer no bank guarantee, and may lose value.
Bryan Frutchey, RFC
VP Senior Advisor
Professional:
- Over 41 years of experience in the Financial Services Industry.
- Obtained Securities Registration in 1996 and registered as a Wealth Advisor with Charles Schwab, member FINRA, SIPC.
- Fiduciary for my clients. Always seeking their best interest.
- Entered the Financial Services Industry in 1981 with the Nielsen Financial Group in Seattle, WA.
- Certified Insurance Counselor (CIC) from 1995 to 2008 and Certified Long Term Care Consultant (CLTC) from 2006 to 2018.
- Member of the Fidelity Investments Advisory Council from 2014-2019.
Certified National Social Security Advisors – NSSA. Social Security education and guidance in implementing strategies to maximize Social Security Benefits.
- Volunteer instructor of educational classes such as ABC’s of Medicare, Retirement Planning 101, Social Security and You, Solving the Puzzle of Social Security, Advance Estate Planning and Taxes and You.
- My practice focuses on Retirement Planning, including Managing Market Risk, Asset Growth, Wealth Accumulation and Distribution, Preservation, Lifetime Structured Income Planning, Legacy Planning, IRAs, and 401k/403b Rollover Strategies.
- Offices in Federal Way and Olympia, Washington, and Henderson, Nevada.
Personal:
- Husband and father of five wonderful daughters and Papa to seven grandchildren.
- Born in Long Beach, California, and living in Olympia, Washington.
- Member of Phi Theta Kappa Honor Society, International Scholastic Order. Attended Judson Baptist College, Seattle Pacific University, North Seattle Community College, Columbia Basin College, Eastern Oregon University, and WSCC.
- Two trips to Honduras for short-term relief work: 1994 & 1997.
- Awarded a Black Belt in Shotokan Karate in 1998 after six years of study and training.
It is my personal and professional goal to impart
Affirmation, Direction, and Hope to those people I meet each day and to help make their lives better!
Allan Argosino, MBA/BBA
Senior Advisor
Allan has extensive institutional and private wealth management experience. Allan previously spent 27 years with JP Morgan, CITI Group and Morgan Stanley.
Education/Certifications:
MBA in Finance, New York University, Stern School of Business Administration
BBA in Finance, Emory University, Goizueta Business School
Wharton School (Univ. of Pennsylvania) – Certificate in Business and Financial Modeling Specialization
Harvard Business School – Certificate in Sustainable Investing and ESG Investing
Corporate Finance Institute, CFI – FMVA designation as Certified Financial Modeling & Valuation Analyst
University of California, Berkeley – Certificate in Personal Financial Planning
Series 7, 63, 65 licensed
Danielle Sandberg
Operations Manager
Mike Nekoorad, CFP®
Advisor - Colorado Affiliate
Throughout my career building a trusting relationship amongst my clients and colleagues has been my professional focus. The last thirty years in this business have been fulfilling. We have helped many reach their goals, we have advocated for many families and most of all have made a lot of great relationships.
My educational background includes a finance and management degree from Lipscomb university, and a CERTIFIED FINANCIAL PLANNER CFP® designation. My passion is spending time with my family and doing lots of fun outdoor activities such as camping, skeet shooting, skiing, biking. My wife Natalie is an accomplished piano performer and teacher and we have two beautiful teenagers.
Steven White
Advisor - Colorado Affiliate
I am originally from New Smyrna Beach Florida and moved to Colorado in 1985 when I was honorably discharged from the United State Air Force. I entered the financial service industry 17 years ago to not only learn for myself and my family, but to also assist employed families and business owners with successful and sustainable financial planning.
Today my planning is based on the philosophy of the “begin with the end in mind”. While most of my peers put every effort into retirement accumulation, I put my efforts into spending assets in retirement. By using this philosophy, the accumulation phase becomes more intentional and dynamic, which can help with cash flow decisions throughout retirement.
I love the outdoors and enjoy hiking, fly fishing, tying flies and attempting to learn how to play golf and spending time with my wife Susan. One of life’s lessons I believe is to build your life around the people you love and things you love to do. I am grateful to have the opportunity to work in this industry by helping others achieve their lifelong dreams and financial goals. Earning a persons trust and confidence is the greatest compliment one could ever receive.
Brad Marlon, CFP®
Advisor - Colorado Affiliate
After earning my Bachelors degree in Finance from Berry College, I entered my career to explore my passion as a financial advisor with Union Bank of Switzerland. I completed my training and earned the Series 7 and Series 66 accreditation in early 2005. In 2008/2009, I also earned the distinguished CERTIFIED FINANCIAL PLANNER designation. After spending several years with UBS and Mutual of Omaha, I decided to become an independent Financial Advisor with Colorado Financial Advisors based in the Denver Tech Center. As an independent advisor, I am able to grow my practice by helping business owners and families in Colorado accumulate as much wealth as possible and distribute it in the most tax advantaged manner allowed under our current tax code.
My passions in life are not limited to the field of financial planning. When I am not at the office , I immensely enjoy spending time with my family. I am very blessed to be married to my wife, Chrystal, who is an excellent mother and outstanding teacher for Douglas county schools. I am also very proud of my daughter, Heidi, who excels in dance and art and my son, Hudson, who enjoys golf and is an excellent baseball player. Some of my favorite activities include hiking, camping, golf, softball, and skeet shooting. One of my fulfilling endeavors is coaching my son’s youth baseball team and creating lasting friendships with the families that are part of our organization.
Rick Sandberg
Retirement Planning Specialist
Rick is a seasoned veteran of 15 years in the financial services field. As such, Rick recognizes that education is a key step in the retirement planning process and his experience has given him a unique perspective regarding retirees in comprehensive planning and protection of assets.
Rick’s planning process provides his clients with a myriad of options to maximize retirement savings and planning, also to not be subject to outliving their nest egg. With his knowledge, Rick helps implement simple solutions and guarantees to ensure protection, security, and peace of mind with your financial goals. His goal is to Under Promise and Over Deliver to your financial needs.
A 46-year resident of Washington, Rick lives in Tacoma with his wife Danielle and their four children.
Jo Dee Tribelhorn
Advisor
As a Colorado native born into a family of entrepreneurs and raised on a family farm I learned responsibility, planning and work ethic at a very young age. I attended Adams State University on a 4-year gymnastics scholarship and am a graduate of the CU School of Dentistry. I have years of experience in the medical and dental industry, as a business consultant and administrator, as a business owner, in sporting property sales and management, as an inventor with 2 granted US patents and as a financial services professional.
I love solving problems and ‘fixing things’ …. be that an ailing patient, a business that is not yet reaching its potential, or overlooked financial strategies for wealth creation and preservation. My experiences, ongoing financial education and licensing have afforded me the opportunity to join the amazing team at Colorado Financial Advisors to provide thorough and comprehensive financial solutions for clients not only in Colorado but in many states nationwide.
My husband David recently sold his successful business to move on at a bit slower pace. With proper planning he is enjoying the fruits of his labor, especially no longer needing an alarm clock. We enjoy travel, new adventures, golfing, fitness, home projects and entertaining friends and family. Our most common denominator is humor- we love to laugh!
Chuck Sampair
Advisor
I have been in financial services business for nearly 20 years. My mission is to helps clients with income planning strategies, social security maximization, tax and cash flow strategies, insurance and annuity policy reviews and comparisons, college funding, asset protection and much more. Our mission is to help clients gain balance and perspective and to offer safe solutions for growing and protecting wealth. I believe in diversification and understands it’s not a “one size fits all” world out there so we look at each case individually.
My motto is “safely building and protecting wealth” and I am always at your service.
